44876 Sandy Ford Rd, Callahan, FL 32011 Property Records

Nassau County property record for 44876 Sandy Ford Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 1924
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2N-24-0000-0010-0050`

Property Details

APN / Parcel Number

Primary APN	`36-2N-24-0000-0010-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,602 sqft Heated Area
Gross Area	1,730 sqft
1st Floor Area	1,602 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1945
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	131,987 sqft (3.03 acres)
Garage Type	Mixed
Garage Area	624 sqft
Carport	Carport
Carport Area	680 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	128 sqft
Shed	1 Shed
Shed Area	320 sqft
Pole Barn	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	44876 SANDY FORD RD
City	CALLAHAN
State	FL
Zip	32011-6280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SW1/4 IN OR 932/1397
Legal Range	24E
Legal Township	02N
Legal Section	36
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1002
Census Tract	50508

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44876 SANDY FORD RD, CALLAHAN, FL 32011-6280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Nov 9, 2016	Loan Modification, Mortgage · Conventional Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2000
Deed Sale	May 17, 2000
Deed Document Number	0009321397
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	44876 SANDY FORD RD, CALLAHAN, FL 32011-6280
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44876 SANDY FORD RD, CALLAHAN, FL 32011-6280

Mortgage

Document Number	0024051232
Date	Nov 3, 2020
Book Page	2405/1232
Instrument	202045035519

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	44876 SANDY FORD RD, CALLAHAN, FL 32011-6280
Document Number	0023541946
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44876 SANDY FORD RD CALLAHAN FL 320116280, CALLAHAN, FL 32011-6280

Mortgage

Document Number	0023541946
Date	Apr 20, 2020
Book Page	002354/001946
Instrument	45011907

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	44876 SANDY FORD RD, CALLAHAN, FL 32011-6280
Document Number	0021090669
Instrument Date	Nov 9, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0021090669
Date	Mar 28, 2017
Book Page	002109/000669
Instrument	8991

Lender

Name	COMPASS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 27, 2032

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,224.00 (+2%) Homeowner's exemption	$120,090 (+2.9%)	$249,203 (+2%) Land $90,900 Building $158,303
2024	$1,200.00 (+2.48%) Homeowner's exemption	$116,706 (+3%)	$207,670 (+2.41%) Land $54,540 Building $153,130
2023	$1,171.00 (+12.6%) Homeowner's exemption	$113,307 (+3%)	$202,789 (+25.44%) Land $54,540 Building $148,249
2022	$1,040.00 Homeowner's exemption	$110,007	$161,668 Land $45,450 Building $116,218

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on Sandy Ford Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures