44784 Sandy Ford Rd, Callahan, FL 32011 Property Records

Nassau County property record for 44784 Sandy Ford Rd, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,493 sqft · built 1999
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$66,000 (Jun 2017)
Tax Bill	$526 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-1N-24-0000-0002-0170`

Property Details

APN / Parcel Number

Primary APN	`01-1N-24-0000-0002-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	1,493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	204 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44784 SANDY FORD RD
City	CALLAHAN
State	FL
Zip	32011-6282
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	IN OR 2130/373 1999 GENE TW/MH#GMHGA130982088 4A,B,C
Legal Range	24E
Legal Township	01N
Legal Section	01
Legal Block	170
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1002
Census Tract	50508

Owner

44784 Sandy Ford Rd, a mobile home, is owned and occupied by two individuals who bought it in June 2017.

Source: Nassau County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	44784 SANDY FORD RD, CALLAHAN, FL 32011-6282
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Warranty Deed, Transfer JAMES H & DONNIE R HOWARD
May 26, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	201719523
Deed Book / Page	2130 / 373
Prior Transfer Date	May 26, 2005
Prior Transfer Doc	0013201312
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 30, 2017
Property Address	44784 SANDY FORD RD, CALLAHAN, FL 32011-6282
Document Number	0021300373
Book / Page	002130 / 000373
Instrument Date	Jun 22, 2017
Instrument	19523
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44784 SANDY FORD RD CALLAHAN FL 320116282, CALLAHAN, FL 32011-6282

Mortgage

Document Number	21300375
Date	Jun 30, 2017
Book Page	002130/000375
Instrument	19524

Lender

Name	JAMES H & DONNIE R HOWARD
Address	3743 ELLERY LN, BRYCEVILLE, FL 32009-1165
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 29, 2027

Interest

Rate Type	Fixed Rate
Rate	3%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 26, 2017
Property Address	44784 SANDY FORD RD, CALLAHAN, FL 32011-6282
Document Number	0021221290
Book / Page	002122 / 001290
Instrument Date	May 11, 2017
Instrument	15712
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3743 ELLERY LN BRYCEVILLE FL 320091165, BRYCEVILLE, FL 32009-1165

Tax Assessment & Valuation

The 2025 property tax bill for 44784 Sandy Ford Rd was $526 with a homeowner's exemption, up 0.6% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00 (+0.57%) Homeowner's exemption	$72,973 (+2.9%)	$133,891 (+21.69%) Land $58,500 Building $75,391
2024	$523.00 (+0.58%) Homeowner's exemption	$70,916 (+3%)	$110,026 (+0.79%) Land $39,000 Building $71,026
2023	$520.00 (+11.11%) Homeowner's exemption	$68,850 (+3%)	$109,160 (+30.43%) Land $39,000 Building $70,160
2022	$468.00 Homeowner's exemption	$66,845	$83,692 Land $35,100 Building $48,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44784 Sandy Ford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44784 Sandy Ford Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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