St. Louis County property record for 448 Bluff Meadow Dr, Ellisville, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,204 sqft · built 1994 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,500 (Feb 2013) |
| Tax Bill | $7,666 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24T-44-0373 |
| Primary APN | 24T-44-0373 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 6,204 sqft Living Area |
| Gross Area | 6,874 sqft |
| 1st Floor Area | 2,112 sqft |
| Basement Area | 2,000 sqft |
| Finished Basement | 2,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 91 ft deep x 90 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 170 sqft |
| Patio Area | 105 sqft |
| Balcony Area | 74 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 448 BLUFF MEADOW DR |
|---|---|
| City | ELLISVILLE |
| State | MO |
| Zip | 63021-5993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 19R-1 |
| Legal Description | OAKS ON KIEFER CREEK (THE) 9 26 89 LOT 47 |
| Legal Subdivision | OAKS ON KIEFER CREEK (THE) |
| Legal Lot Number | 47 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 217921 |
448 Bluff Meadow Dr is owned and occupied by an individual who bought it in February 2013.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit TOGETHER CU |
| Oct 1, 2020 | Deed of Trust, Mortgage CENTRAL BK/ST LOUIS |
| May 4, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN CNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2013 · Amount on File |
| Deed Sale | Feb 22, 2013 · Amount on File |
| Prior Sale | Jan 3, 2013 · Amount on File |
| Deed Document Number | 2013887 |
| Deed Book / Page | 20386 / 2515 |
| Prior Transfer Date | Aug 3, 2012 |
| Prior Transfer Doc | 0203160533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 448 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 448 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 2025092900453 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025092900453 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 448 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 0243821969 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Name | Verified Name |
|---|---|
| Address | 448 BLUFF MEADOW DR ELLISVILLE MO 630215993, ELLISVILLE, MO 63021-5993 |
| Document Number | 0243821969 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 024382/001969 |
| Instrument | 479 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 448 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 0230303305 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Name | Verified Name |
|---|---|
| Address | 448 BLUFF MEADOW DR ELLISVILLE MO 630215993, ELLISVILLE, MO 63021-5993 |
| Document Number | 0230303305 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 023030/003305 |
| Instrument | 560 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 16, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 448 Bluff Meadow Dr was $7,666, up 9.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ellisville City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,430 (-) Land $24,660 Building $85,770 | $581,200 (-) Land $129,800 Building $451,400 | |
| 2025 | $7,666.00 (+9.08%) | $110,430 Land $24,660 Building $85,770 | $581,200 Land $129,800 Building $451,400 |
| 2024 | $7,028.00 (+0.09%) | ||
| 2023 | $7,022.00 (+26.48%) | $99,100 (+35.72%) Land $17,610 Building $81,490 | $521,600 Land $92,700 Building $428,900 |
| 2022 | $5,552.00 | $73,020 Land $15,850 Building $57,170 | |
| 2021 | $384,300 Land $83,400 Building $300,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 448 Bluff Meadow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Bluff Meadow Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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