St. Louis County property record for 445 Bluff Meadow Dr, Ellisville, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,844 sqft · built 1993 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jun 2009) |
| Tax Bill | $6,859 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24T-44-0212 |
| Primary APN | 24T-44-0212 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,844 sqft Living Area |
| Gross Area | 4,328 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 396 sqft |
| Patio Area | 396 sqft |
| Balcony Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 445 BLUFF MEADOW DR |
|---|---|
| City | ELLISVILLE |
| State | MO |
| Zip | 63021-5993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 19R-1 |
| Legal Description | OAKS ON KIEFER CREEK (THE) 9 26 89 LOT 23 |
| Legal Subdivision | OAKS ON KIEFER CREEK (THE) |
| Legal Lot Number | 23 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 217921 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit MERAMEC VALLEY BANK |
| Feb 28, 2018 | Quit Claim Deed, Mortgage FIRSTBANK FLORIDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2009 · Amount on Record |
| Deed Sale | Jun 2, 2009 · Amount on Record |
| Prior Sale | Dec 20, 2007 · Amount on Record |
| Deed Document Number | 2009497 |
| Deed Book / Page | 18401 / 324 |
| Last Transfer Date | Feb 23, 2018 |
| Transfer Doc | 0229180286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 445 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY |
| Name | Verified Name |
|---|---|
| Address | 445 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 0252441213 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 25244/1213 |
| Instrument | 2021112900195 |
| Name | MERAMEC VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 28, 2018 |
| Property Address | 445 BLUFF MEADOW DR, ELLISVILLE, MO 63021-5993 |
| Document Number | 0229180286 |
| Book / Page | 022918 / 000286 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 41 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 445 BLUFF MEADOW DR ELLISVILLE MO 630215993, ELLISVILLE, MO 63021-5993 |
| Document Number | 229180291 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 022918/000291 |
| Instrument | 42 |
| Name | FIRSTBANK FLORIDA |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ellisville City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,760 (-) Land $24,830 Building $73,930 | $519,800 (-) Land $130,700 Building $389,100 | |
| 2025 | $6,859.00 (+14.3%) | $98,760 (+16.78%) Land $24,830 Building $73,930 | $519,800 (+16.78%) Land $130,700 Building $389,100 |
| 2024 | $6,001.00 (+0.08%) | ||
| 2023 | $5,996.00 (+11.1%) | $84,570 (+19.15%) Land $17,730 Building $66,840 | $445,100 (+19.14%) Land $93,300 Building $351,800 |
| 2022 | $5,397.00 | $70,980 Land $15,960 Building $55,020 | |
| 2021 | $373,600 Land $84,000 Building $289,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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