448 Backstretch Ct, La Crescent, MN 55947 Property Records

Houston County property record for 448 Backstretch Ct, La Crescent, MN 55947

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individuals on Record
Last Sale	$87,500 (Jan 2022)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Aug 2020 Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25.2286.000`

Property Details

APN / Parcel Number

Primary APN	`25.2286.000`

Exterior

Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	100 ft deep x 97 ft wide

Location & Zoning

Street Address	448 BACKSTRETCH CT
City	LA CRESCENT
State	MN
Zip	55947-2812
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SECT-09 TWP-104 RANGE-004 HORSE TRACK MEADOWS LOT-010 BLOCK-001 LOT 10 BLOCK 1 DOC 298617; DOC 299349; DOC 305747
Legal Range	04
Legal Township	104
Legal Section	09
Legal Subdivision	HORSE TRACK MEADOWS
Legal Block	1
Legal Lot Number	10
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3036
Census Tract	20100

Owner

Source: Houston County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	20945 JUNE CT, LAKEVILLE, MN 55044-9739
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION
Jan 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	2022305747
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	448 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A299350
Date	Aug 31, 2020
Instrument	A299350

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2025

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Jan 10, 2022
Property Address	448 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Document Number	000A305747
Instrument Date	Jan 7, 2022
Instrument	A305747
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20945 JUNE CT, LAKEVILLE, MN 55044-9739

Mortgage

Document Number	000A305748
Date	Jan 10, 2022
Instrument	A305748

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2027
Max Rate At Change	3.35%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,400 (+5.9%) Land $93,400	$93,400 (+5.9%) Land $93,400
2025	$1,608.00 (+123.33%)
2023	$720.00	$88,200 Land $88,200	$88,200 Land $88,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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