428 Backstretch Ct, La Crescent, MN 55947 Property Records

Houston County property record for 428 Backstretch Ct, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,816 sqft · built 2021
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Nov 2025)
Tax Bill	$9,482 (2026)
Deeds & Mortgages	Nov 2025 Sale Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25.2291.000`

Property Details

APN / Parcel Number

Primary APN	`25.2291.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Basement Area	1,816 sqft
Finished Basement	1,700 sqft
Unfinished Basement	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asbestos
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	428 BACKSTRETCH CT
City	LA CRESCENT
State	MN
Zip	55947-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-09 TWP-104 RANGE-004 HORSE TRACK MEADOWS LOT-015 BLOCK-001 LOT 15 BLOCK 1 DOC 298617; DOC 299506; DOC 311664
Legal Range	04
Legal Township	104
Legal Section	09
Legal Subdivision	HORSE TRACK MEADOWS
Legal Block	1
Legal Lot Number	15
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3036
Census Tract	20100

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer
Dec 18, 2023	Warranty Deed, Transfer
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION
Dec 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION
Sep 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	2025317550
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Nov 25, 2025
Property Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Document Number	000A317550
Instrument Date	Nov 21, 2025
Instrument	A317550
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Dec 18, 2023
Property Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Document Number	000A311664
Instrument Date	Dec 15, 2023
Instrument	A311664
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A300707
Date	Dec 8, 2020
Instrument	A300707

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A305639
Date	Dec 30, 2021
Instrument	A305639

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Sep 11, 2020
Property Address	428 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Document Number	000A299506
Instrument Date	Sep 9, 2020
Instrument	A299506
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5697W STONEBILL RD N, LA CROSSE, WI 54601-2752

Mortgage

Document Number	000A299507
Date	Sep 11, 2020
Instrument	A299507

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,482.00 Homeowner's exemption	$641,600 (-) Land $81,900 Building $559,700	$641,600 (-) Land $81,900 Building $559,700
2025	$9,482.00 (+9.69%) Homeowner's exemption	$641,600 (+20.22%) Land $81,900 Building $559,700	$641,600 (+20.22%) Land $81,900 Building $559,700
2024	$8,644.00 (+21.68%)
2023	$7,104.00 Homeowner's exemption	$533,700 Land $75,300 Building $458,400	$533,700 Land $75,300 Building $458,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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