424 Backstretch Ct, La Crescent, MN 55947 Property Records

Houston County property record for 424 Backstretch Ct, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,097 sqft · built 2022
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individuals on Record
Last Sale	$79,900 (Nov 2020)
Tax Bill	$13,418 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`25.2292.000`

Property Details

APN / Parcel Number

Primary APN	`25.2292.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,097 sqft Living Area
1st Floor Area	1,122 sqft
Basement Area	1,975 sqft
Finished Basement	1,975 sqft
Unfinished Basement	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Other
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	1,693 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	99 sqft
Deck Area	192 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	424 BACKSTRETCH CT
City	LA CRESCENT
State	MN
Zip	55947-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-09 TWP-104 RANGE-004 HORSE TRACK MEADOWS LOT-016 BLOCK-001 LOT 16 BLOCK 1 DOC 298617; DOC 300332
Legal Range	04
Legal Township	104
Legal Section	09
Legal Subdivision	HORSE TRACK MEADOWS
Legal Block	1
Legal Lot Number	16
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3036
Census Tract	20100

Owner

Source: Houston County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	424 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · ARM ALTRA FEDERAL CREDIT UNION
Nov 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	2020300332
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	424 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A307521
Date	Jul 18, 2022
Instrument	A307521

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2028
Index	Other

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Nov 9, 2020
Property Address	424 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Document Number	000A300332
Instrument Date	Nov 6, 2020
Instrument	A300332
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2602 BAUMGARTNER DR, LA CROSSE, WI 54603-8513

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,300 (+86.8%) Land $78,000 Building $792,300	$870,300 (+86.8%) Land $78,000 Building $792,300
2025	$13,418.00 (+1,252.62%)
2023	$992.00 Homeowner's exemption	$465,900 Land $73,500 Building $392,400	$465,900 Land $73,500 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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