420 Backstretch Ct, La Crescent, MN 55947 Property Records

Houston County property record for 420 Backstretch Ct, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,013 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$79,900 (Nov 2020)
Tax Bill	$9,212 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25.2293.000`

Property Details

APN / Parcel Number

Primary APN	`25.2293.000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,013 sqft Living Area
1st Floor Area	2,013 sqft
Basement Area	2,013 sqft
Finished Basement	2,013 sqft
Unfinished Basement	2,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	420 BACKSTRETCH CT
City	LA CRESCENT
State	MN
Zip	55947-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-09 TWP-104 RANGE-004 HORSE TRACK MEADOWS LOT-017 BLOCK-001 LOT 17 BLOCK 1 DOC 298617; DOC 300492
Legal Range	04
Legal Township	104
Legal Section	09
Legal Subdivision	HORSE TRACK MEADOWS
Legal Block	1
Legal Lot Number	17
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3036
Census Tract	20100

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · ARM ALTRA FEDERAL CREDIT UNION
Nov 20, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2020300492
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	420 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A304594
Date	Oct 6, 2021
Instrument	A304594

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2027
Index	1-Year CMT

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Nov 20, 2020
Property Address	420 BACKSTRETCH CT, LA CRESCENT, MN 55947-2812
Document Number	000A300492
Instrument Date	Nov 16, 2020
Instrument	A300492
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 ADAMS ST, LA CROSSE, WI 54601-5546

Mortgage

Document Number	000A300493
Date	Nov 20, 2020
Instrument	A300493

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Dec 1, 2023

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,212.00 Homeowner's exemption	$625,900 (+2.72%) Land $78,300 Building $547,600	$625,900 (+2.72%) Land $78,300 Building $547,600
2025	$9,212.00 (+1,155.04%)
2023	$734.00 Homeowner's exemption	$609,300 Land $73,800 Building $535,500	$609,300 Land $73,800 Building $535,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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