448 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 448 Ann St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,299 sqft · built 1890
Lot Size0.213 acres (9,295 sqft)
OwnerIndividual Name on Record
Last Sale$226,794 (Jan 2014)
Tax Bill$4,670 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-127-012

Property Details

APN / Parcel Number

Primary APN06-13-127-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,299 sqft Living Area
Gross Area1,795 sqft
Basement Area496 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,295 sqft (0.213 acres)
Lot Dimensions143 ft deep x 65 ft wide

Location & Zoning

Street Address448 ANN ST
CityELGIN
StateIL
Zip60120-4230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP MANNS ADDN LOT 10 BLOCK 2
Legal SubdivisionP MANNS ADDN
Legal Block2
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1013
Census Tract851302

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address448 ANN ST, ELGIN, IL 60120-4230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2014 · Amount on Record
Deed SaleJan 9, 2014 · Amount on Record
Prior SaleFeb 15, 2006 · Amount on Record
Deed Document Number20141271
Prior Transfer DateAug 31, 2005
Prior Transfer Doc0000016782
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,670.00 (+15.79%) Homeowner's exemption
2024$63,758 (+21.39%) Land $12,910 Building $50,848$191,351 (+21.44%) Land $38,745 Building $152,605
2022$4,033.00 (+4.89%) Homeowner's exemption$52,522 (+6.96%) Land $10,635 Building $41,887$157,566 (+6.96%) Land $31,905 Building $125,661
2021$3,845.00 Homeowner's exemption$49,104 Land $9,943 Building $39,161$147,312 Land $29,829 Building $117,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on Ann St

Nearby Streets

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