434 Ann St, Elgin, IL 60120 Property Records

Kane County property record for 434 Ann St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 804 sqft · built 1955
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jan 2021)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-127-010`

Property Details

APN / Parcel Number

Primary APN	`06-13-127-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	804 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	804 sqft
Basement Area	804 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,150 sqft (0.164 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	434 ANN ST
City	ELGIN
State	IL
Zip	60120-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P MANNS ADDN LOT 1 BLOCK 2
Legal Subdivision	P MANNS ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1013
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	434 ANN ST, ELGIN, IL 60120-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	20211615
Prior Transfer Date	Apr 18, 2006
Prior Transfer Doc	0000055755
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 8, 2021
Property Address	434 ANN ST, ELGIN, IL 60120-4230
Document Number	0000001615
Instrument Date	Dec 20, 2020
Instrument	2021K001615
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434WANN STREET, ELGIN, IL 60120
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001616
Date	Jan 8, 2021
Instrument	2021K001616

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+0.67%) Homeowner's exemption	$69,330 (+8.57%) Land $12,500 Building $56,830	$208,073 (+8.57%) Land $37,515 Building $170,558
2024		$63,857 (+21.39%) Land $11,513 Building $52,344	$191,648 (+21.44%) Land $34,553 Building $157,095
2022	$4,041.00 (+4.91%) Homeowner's exemption	$52,603 (+6.96%) Land $9,484 Building $43,119	$157,809 (+6.96%) Land $28,452 Building $129,357
2021	$3,852.00 Homeowner's exemption	$49,180 Land $8,867 Building $40,313	$147,540 Land $26,601 Building $120,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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