Kane County property record for 440 Ann St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,558 sqft · built 1900 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Dec 2002) |
| Tax Bill | $4,998 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-127-011 |
| Primary APN | 06-13-127-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,558 sqft Living Area |
| Gross Area | 2,242 sqft |
| Basement Area | 684 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 440 ANN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P MANNS ADDN LOT 9 BLOCK 2 |
| Legal Subdivision | P MANNS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 851302 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 ANN ST, ELGIN, IL 60120-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2002 · Amount on Record |
| Deed Sale | Dec 16, 2002 · Amount on Record |
| Prior Sale | Jun 27, 2002 · Amount on Record |
| Deed Document Number | 2002167247 |
| Prior Transfer Date | Feb 12, 1999 |
| Prior Transfer Doc | 0000027745 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,998.00 (+3.2%) Homeowner's exemption Senior Citizen's exemption | $81,523 (+8.57%) Land $12,500 Building $69,023 | $244,667 (+8.57%) Land $37,515 Building $207,152 |
| 2024 | $75,088 (+21.39%) Land $11,513 Building $63,575 | $225,354 (+21.44%) Land $34,553 Building $190,801 | |
| 2022 | $4,843.00 (+4.74%) Homeowner's exemption | $61,855 (+6.96%) Land $9,484 Building $52,371 | $185,565 (+6.96%) Land $28,452 Building $157,113 |
| 2021 | $4,624.00 Homeowner's exemption | $57,830 Land $8,867 Building $48,963 | $173,490 Land $26,601 Building $146,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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