Merced County property record for 4478 Lacy Ln, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,745 sqft · built 2021 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual on Record |
| Last Sale | $457,500 (Mar 2022) |
| Tax Bill | $6,639 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-260-012-000 |
| Primary APN | 224-260-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| 1st Floor Area | 1,745 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-260-012 |
|---|---|
| Street Address | 4478 LACY LN |
| City | MERCED |
| State | CA |
| Zip | 95348-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 179 BELLEVUE RANCH WEST VILLAGE 12 PH 4 |
| Legal Subdivision | 5362 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 179 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County assessment roll, as of July 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 4690 DOYLE RD, SAN JOSE, CA 95129-4317 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2022 | Intrafamily Transfer, Transfer |
| Mar 21, 2022 | Grant Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 202211516 |
| Last Transfer Date | Nov 15, 2022 |
| Transfer Doc | 0000040969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 22, 2022 |
| Property Address | 4478 LACY LN, MERCED, CA 95348-9671 |
| Document Number | 0000040969 |
| Map Reference | MB 80 PG 41-44 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022040969 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4478 LACY LN, MERCED, CA 95348-9671 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 21, 2022 |
| Property Address | 4478 LACY LN, MERCED, CA 95348-9671 |
| Document Number | 0000011516 |
| Map Reference | MB 80 PG 41-44 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022011516 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4690 DOYLE RD, SAN JOSE, CA 95129-4317 |
| Document Number | 0000011517 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022011517 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Merced County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,639.00 (+6.98%) | $485,255 (+4.04%) Land $90,202 Building $395,053 |
| 2023 | $6,206.00 (+95.96%) | $466,413 Land $86,700 Building $379,713 |
| 2022 | $3,167.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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