San Diego County property record for 4476 Bermuda Dunes Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,243 sqft · built 1985 |
| Lot Size | 0.246 acres (10,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Jun 2020) |
| Tax Bill | $6,648 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-581-17-00 |
| Primary APN | 157-581-17-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,243 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 10,699 sqft (0.246 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4476 BERMUDA DUNES PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 103 TR 009941 |
| Legal Subdivision | DOUGLAS PARK |
| Legal Tract | 009941 |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4476 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 12, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 23, 2019 | Deed of Trust, Mortgage CASHCALL |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| May 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Prior Sale | Jun 1, 1994 · Amount on Record |
| Deed Document Number | 2020301971 |
| Prior Transfer Date | May 14, 1999 |
| Prior Transfer Doc | 0000339087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2020 |
| Property Address | 4476 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000301971 |
| Map Reference | MAP 9941 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 2020-0301971 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4476 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000301972 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-0301972 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4476 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000416433 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4476 BERMUDA DUNES PL OCEANSIDE CA 920575006, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000416433 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 416433 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4476 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000301766 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4476 BERMUDA DUNES PL OCEANSIDE CA 920575006, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000301766 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 301766 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4476 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000244973 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4476 BERMUDA DUNES PL OCEANSIDE CA 920575006, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000244973 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 244973 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,220 (+2%) Land $306,561 Building $284,659 | |
| 2025 | $6,648.00 (+5.16%) | $579,628 (+4.04%) Land $300,550 Building $279,078 |
| 2023 | $6,322.00 (+1.54%) | $557,122 Land $288,880 Building $268,242 |
| 2022 | $6,226.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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