4460 Bermuda Dunes Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4460 Bermuda Dunes Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,191 sqft · built 1985
Lot Size0.157 acres (6,846 sqft)
OwnerIndividual Name on File
Last Sale$132,000 (Oct 1988)
Tax Bill$2,938 (2025)
Deeds & MortgagesJan 2020 Transfer
Dec 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN157-581-13-00

Property Details

APN / Parcel Number

Primary APN157-581-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,191 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialWood
Roof MaterialTile
Lot Area6,846 sqft (0.157 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4460 BERMUDA DUNES PL
CityOCEANSIDE
StateCA
Zip92057-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 107 TR 009941
Legal SubdivisionDOUGLAS PARK
Legal Tract009941
Legal Block1
Legal Lot Number107
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1008
Census Tract18609

Owner

4460 Bermuda Dunes Pl is owned and occupied by an individual who acquired it in January 1994.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4460 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2020Quit Claim Deed, Transfer
TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Dec 24, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 1988 · Amount on File
Deed SaleOct 28, 1988 · Amount on File
Prior SaleAug 23, 1985 · Amount on File
Deed Document Number1988552299
Last Transfer DateJan 10, 1994
Transfer Doc0000072915
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 6, 2020
Property Address4460 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
Document Number0000005244
Instrument DateDec 24, 2019
Instrument5244
Transaction TypeTransfer
Record UpdatedJan 20, 2020
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4460 BERMUDA DUNES PL OCEANSIDE CA 920575006, OCEANSIDE, CA 92057-5006

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 24, 2019
Property Address4460 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
Document Number0000603351
Map ReferenceMAP 9941
Instrument DateNov 25, 2019
Instrument2019-0603351
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4460 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006

Mortgage

Document Number0000603352
DateDec 24, 2019
Instrument2019-0603352
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4460 Bermuda Dunes Pl was $2,938.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$252,620 (+2%) Land $94,964 Building $157,656
2025$2,938.00$247,667 Land $93,102 Building $154,565
2023$2,794.00 (+1.53%)$238,052 Land $89,488 Building $148,564
2022$2,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4460 Bermuda Dunes Pl in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 Bermuda Dunes Pl is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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