1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Bermuda Dunes Pl

4471 Bermuda Dunes Pl, Oceanside, CA 92057 Property Records

San Diego County property record for 4471 Bermuda Dunes Pl, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,736 sqft · built 1985
Lot Size0.211 acres (9,212 sqft)
OwnerIndividual Name on Record
Last Sale$855,000 (Feb 2025)
Tax Bill$5,390 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN157-581-19-00

Property Details

APN / Parcel Number

Primary APN157-581-19-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,736 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area9,212 sqft (0.211 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4471 BERMUDA DUNES PL
CityOCEANSIDE
StateCA
Zip92057-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 101 TR 009941
Legal SubdivisionDOUGLAS PARK
Legal Tract009941
Legal Block1
Legal Lot Number101
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1008
Census Tract18609

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4471 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 26, 2018Grant Deed, Transfer · Conventional Mortgage
CALIFORNIA COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2025 · Amount on Record
Deed SaleFeb 6, 2025 · Amount on Record
Prior SaleDec 26, 2018 · Amount on Record
Deed Document Number202531211
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4471 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
Transaction TypeMortgage
Record UpdatedMar 5, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4471 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006

Mortgage

Document Number0000054175
DateFeb 26, 2026
Instrument2026-0054175
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4471 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4471 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006

Mortgage

Document Number0000166213
DateMar 3, 2021
Instrument2021-0166213
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 26, 2018
Property Address4471 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006
Document Number0000528298
Instrument DateNov 29, 2018
Instrument528298
Transaction TypeTransfer
Record UpdatedJan 3, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$467.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4471 BERMUDA DUNES PL OCEANSIDE CA 920575006, OCEANSIDE, CA 92057-5006

Mortgage

Document Number528299
DateDec 26, 2018
Instrument528299
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 25, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$872,100 (+83.95%) Land $663,000 Building $209,100
2025$5,390.00 (+5.21%) Homeowner's exemption$474,089 (+4.04%) Land $150,651 Building $323,438
2023$5,123.00 (+1.59%) Homeowner's exemption$455,682 Land $144,802 Building $310,880
2022$5,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1998–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

Nearby Properties on Bermuda Dunes Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures