San Diego County property record for 4468 Bermuda Dunes Pl, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,191 sqft · built 1985 |
| Lot Size | 0.15 acres (6,543 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Oct 2012) |
| Tax Bill | $4,221 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-581-15-00 |
| Primary APN | 157-581-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,191 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 6,543 sqft (0.15 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4468 BERMUDA DUNES PL |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 105 TR 009941 |
| Legal Subdivision | DOUGLAS PARK |
| Legal Tract | 009941 |
| Legal Block | 1 |
| Legal Lot Number | 105 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18609 |
4468 Bermuda Dunes Pl is owned and occupied by an individual who acquired it in June 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 16, 2022 | Correction Deed NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Feb 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2012 · Amount on File |
| Deed Sale | Oct 10, 2012 · Amount on File |
| Prior Sale | May 19, 1986 · Amount on File |
| Deed Document Number | 2012619547 |
| Last Transfer Date | Jun 3, 2022 |
| Transfer Doc | 0000252911 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000041808 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024-0041808 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Mar 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000180790 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 2023-0180790 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | May 1, 2043 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 16, 2022 |
| Property Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000252911 |
| Map Reference | MAP 9941 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022-0252911 |
| Record Updated | Jun 24, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2021 |
| Property Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000134548 |
| Map Reference | MAP 9941 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021-0134548 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4468 BERMUDA DUNES PL, OCEANSIDE, CA 92057-5006 |
| Document Number | 0000134549 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-0134549 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 4468 Bermuda Dunes Pl was $4,221 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,805 (+2%) Land $141,641 Building $235,164 | |
| 2025 | $4,221.00 Homeowner's exemption | $369,417 Land $138,864 Building $230,553 |
| 2023 | $4,011.00 (+1.6%) Homeowner's exemption | $355,074 Land $133,473 Building $221,601 |
| 2022 | $3,948.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4468 Bermuda Dunes Pl in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4468 Bermuda Dunes Pl is moderate, ranking above 61% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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