Kane County property record for 447 Ryerson Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,147 sqft · built 1905 |
| Lot Size | 0.141 acres (6,138 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Nov 2009) |
| Tax Bill | $4,040 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-155-004 |
| Primary APN | 06-24-155-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 1,878 sqft |
| Basement Area | 731 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,138 sqft (0.141 acres) |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 447 RYERSON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HINTZE & POTTERS ADDN AS AMENDED LOT 7 BLOCK 2 |
| Legal Subdivision | HINTZE&POTTERS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 447 RYERSON AVE, ELGIN, IL 60123-7765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2009 · Amount on Record |
| Deed Sale | Nov 18, 2009 · Amount on Record |
| Deed Document Number | 200985818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 447 RYERSON AVE, ELGIN, IL 60123-7765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 447 RYERSON AVE, ELGIN, IL 60123-7765 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039428 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023K039428 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 447 RYERSON AVE, ELGIN, IL 60123-7765 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 447 RYERSON AVE, ELGIN, IL 60123-7765 |
| Document Number | 0000057904 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020K057904 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Dec 1, 2039 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,040.00 (+15.76%) Homeowner's exemption | $60,960 (+8.57%) Land $12,741 Building $48,219 | $182,953 (+8.57%) Land $38,238 Building $144,715 |
| 2024 | $56,148 (+21.39%) Land $11,735 Building $44,413 | $168,511 (+21.44%) Land $35,219 Building $133,292 | |
| 2022 | $3,490.00 (+5.06%) Homeowner's exemption | $46,253 (+6.96%) Land $9,667 Building $36,586 | $138,759 (+6.96%) Land $29,001 Building $109,758 |
| 2021 | $3,322.00 Homeowner's exemption | $43,243 Land $9,038 Building $34,205 | $129,729 Land $27,114 Building $102,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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