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436 Ryerson Ave, Elgin, IL 60123 Property Records

Kane County property record for 436 Ryerson Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,758 sqft · built 1910
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jul 2013)
Tax Bill$5,840 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-24-154-014

Property Details

APN / Parcel Number

Primary APN06-24-154-014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,758 sqft Living Area
Gross Area2,602 sqft
Basement Area844 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Foundation TypeRaised
Lot Area7,920 sqft (0.182 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address436 RYERSON AVE
CityELGIN
StateIL
Zip60123-7764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINTZE & POTTERS ADDN AS AMENDED LOT 4 BLOCK 1
Legal SubdivisionHINTZE&POTTERS ADDN
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3006
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address436 RYERSON AVE, ELGIN, IL 60123-7764
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
BETTER LENDING LLC
Jan 11, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleJul 7, 2005 · Amount on Record
Deed Document Number201353752
Last Transfer DateOct 3, 2025
Transfer Doc0000040513
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 15, 2025
Property Address436 RYERSON AVE, ELGIN, IL 60123-7764
Document Number0000040513
Map ReferenceMB 4 PG 30
Instrument DateOct 3, 2025
Instrument2025K040513
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address436 RYERSON AVE, ELGIN, IL 60123-7764

Mortgage

Document Number0000040514
DateOct 15, 2025
Instrument2025K040514
Lender
NameBETTER LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeFixed Rate
Rate5.75%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address436 RYERSON AVE, ELGIN, IL 60123-7764
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001904
DateJan 11, 2017
Instrument2017K001904
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 27, 2046

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,840.00 (+4.43%) Homeowner's exemption$84,552 (+8.57%) Land $15,671 Building $68,881$253,758 (+8.57%) Land $47,032 Building $206,726
2024$5,592.00 (+10.91%) Homeowner's exemption$77,878 (+21.39%) Land $14,434 Building $63,444$233,727 (+21.44%) Land $43,319 Building $190,408
2022$5,042.00 (+4.71%) Homeowner's exemption$64,153 (+6.96%) Land $11,890 Building $52,263$192,459 (+6.96%) Land $35,670 Building $156,789
2021$4,815.00 Homeowner's exemption$59,978 Land $11,116 Building $48,862$179,934 Land $33,348 Building $146,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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