451 Ryerson Ave, #53, Elgin, IL 60123 Property Records

Kane County property record for 451 Ryerson Ave, #53, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,110 sqft · built 1900
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Sep 2006)
Tax Bill$5,818 (2025)
Deeds & MortgagesAug 2019 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-155-005

Property Details

APN / Parcel Number

Primary APN06-24-155-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,110 sqft Living Area
Gross Area3,210 sqft
Basement Area1,100 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,920 sqft (0.182 acres)

Location & Zoning

Street Address451 RYERSON AVE, 53
CityELGIN
StateIL
Zip60123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINTZE & POTTERS ADDN AS AMENDED LOT 9 BLOCK 2
Legal SubdivisionHINTZE&POTTERS ADDN
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3005
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 GRISWOLD ST, ELGIN, IL 60123-7625
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Oct 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2006 · Amount on Record
Deed SaleSep 18, 2006 · Amount on Record
Deed Document Number2006101599
Prior Transfer DateAug 25, 2006
Prior Transfer Doc0000101599
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address451 RYERSON AVE # 53, 53, ELGIN, IL 60123-7765
Transaction TypeMortgage
Record UpdatedSep 21, 2022
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038525
DateAug 23, 2019
Instrument2019K038525
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 10, 2018
Property Address451 RYERSON AVE # 53, 53, ELGIN, IL 60123-7765
Document Number0000049735
Instrument DateSep 11, 2018
Instrument49735
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 GRISWOLD ST ELGIN IL 601237625, ELGIN, IL 60123-7625

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,818.00 (+24.98%)$76,268 (+8.57%) Land $15,671 Building $60,597$228,896 (+8.57%) Land $47,032 Building $181,864
2024$70,248 (+30.84%) Land $14,434 Building $55,814$210,828 (+30.9%) Land $43,319 Building $167,509
2022$4,655.00 (+3.95%)$53,688 (+6.96%) Land $11,890 Building $41,798$161,064 (+6.96%) Land $35,670 Building $125,394
2021$4,478.00$50,194 Land $11,116 Building $39,078$150,582 Land $33,348 Building $117,234

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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