447 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 447 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,207 sqft · built 1901
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$63,600 (Jul 2024)
Tax Bill	$3,867 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 078.19-1-4`

Property Details

APN / Parcel Number

Primary APN	`265489 078.19-1-4`
Alternative APNs	`54890781900001004000` `02143000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	746 sqft
Upper Floors Area	472 sqft
Game Room	Game Room

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	350 ft deep x 68.3 ft wide
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02143000000
Street Address	447 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0036-14-07
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4004
Census Tract	11207

Owner

447 Ridge Rd is owned and occupied by an individual who bought it in July 2024.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1687 N GOODMAN ST, ROCHESTER, NY 14609-2155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	May 28, 2003 · Amount on File
Deed Document Number	20241279
Deed Book / Page	12984 / 242
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	May 21, 2026
Property Address	447 RIDGE RD, WEBSTER, NY 14580-1729
Document Number	0003423018
Book / Page	31328 / 672
Instrument Date	Jan 6, 2026
Instrument	20263423018
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 RIDGE RD, WEBSTER, NY 14580-1729

Mortgage

Document Number	0003423018,
Date	May 21, 2026
Book Page	31328/672
Instrument	20263423018

Lender

Name	MONROE COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 447 Ridge Rd was $3,867 with exemptions applied, down 9.6% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,867.00 (-9.59%) Homeowner's exemption Senior Citizen's exemption
2025	$4,277.00	$85,600 Land $26,500 Building $59,100	$178,300 Land $55,198 Building $123,102
2023		$85,600 (-) Land $26,500 Building $59,100	$147,600 (+10.31%) Land $45,694 Building $101,906
2022		$85,600 Land $26,500 Building $59,100	$133,800 Land $41,422 Building $92,378
2021	$1,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 447 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 447 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20