450 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 450 Ridge Rd, Webster, NY 14580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$86,000 (Sep 2005)
Tax Bill$4,027 (2026)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN265489 078.15-1-42

Property Details

APN / Parcel Number

Primary APN265489 078.15-1-42
Alternative APNs
  • 54890781500001042000
  • 02306000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,066 sqft Living Area
1st Floor Area1,066 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions146 ft deep x 60 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area105 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02306000000
Street Address450 RIDGE RD
CityWEBSTER
StateNY
Zip14580-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0036-14-07 DEED MAP 6793-S
Legal SubdivisionGORE
Legal Block1
Legal Lot Number42.000
JurisdictionMONROE NY
Township / Civil DivisionWEBSTER
Census Block Group3
Census Block3003
Census Tract11207

Owner

450 Ridge Rd is owned and occupied by an individual who bought it in September 2005.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address450 RIDGE RD, WEBSTER, NY 14580-1730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2005 · Amount on File
Deed SaleSep 15, 2005 · Amount on File
Prior SaleFeb 7, 1995 · Amount on File
Deed Book / Page10185 / 445
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address450 RIDGE RD, WEBSTER, NY 14580-1730
Document Number0000000430
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyWEBTITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address450 RIDGE RD WEBSTER NY 145801730, WEBSTER, NY 14580-1730

Mortgage

Document Number0000000430
DateDec 14, 2020
Book Page028910/000465
Instrument430
Lender
NameGENESEE REG'L BK
TypeBank
AddressROCHESTER, NY 14618
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 13, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 450 Ridge Rd was $4,027 with a homeowner's exemption, up 16.2% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionWebster Town
Unified School DistrictWebster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,027.00 (+16.15%) Homeowner's exemption
2025$3,467.00$78,900 Land $22,900 Building $56,000$164,400 Land $47,716 Building $116,684
2023$78,900 (-) Land $22,900 Building $56,000$136,000 (+10.3%) Land $39,473 Building $96,527
2022$78,900 Land $22,900 Building $56,000$123,300 Land $35,787 Building $87,513
2021$3,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 450 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 450 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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