Monroe County and Webster Town property record for 437 Ridge Rd, Webster, NY 14580
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 1.5 ba · 1,738 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Jan 2021) |
| Tax Bill | $7,863 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 078.19-1-1 |
| Primary APN | 265489 078.19-1-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,738 sqft Total Area |
| 1st Floor Area | 839 sqft |
| 2nd Floor Area | 899 sqft |
| Game Room | Game Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02146000000 |
|---|---|
| Street Address | 437 RIDGE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1729 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | 0036-14-07 |
| Legal Subdivision | BANCROFTS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 11207 |
437 Ridge Rd, a residential property, is owned and occupied by an individual who bought it in January 2021.
Source: Monroe County and Webster Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 RIDGE RD, WEBSTER, NY 14580-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE LYONS NATIONAL BANK |
| Jun 13, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Deed Document Number | 2021628 |
| Deed Book / Page | 12453 / 637 |
| Prior Transfer Date | May 23, 2008 |
| Prior Transfer Doc | 0000000380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jan 21, 2021 |
| Property Address | 437 RIDGE RD, WEBSTER, NY 14580-1729 |
| Document Number | 0000000628 |
| Book / Page | 12453 / 637 |
| Map Reference | LB 4 PG 97 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 202101210628 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMER ROCHESTER ABSTRAC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 437 RIDGE RD, 437, WEBSTER, NY 14580-1729 |
| Name | Verified Name |
|---|---|
| Address | 437 RIDGE RD, WEBSTER, NY 14580-1729 |
| Document Number | 0000000629 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 202101210629 |
| Name | THE LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 437 RIDGE RD, WEBSTER, NY 14580-1729 |
| Document Number | 0000000023 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 437 RIDGE RD WEBSTER NY 145801729, WEBSTER, NY 14580-1729 |
| Document Number | 0000000023 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 027648/000584 |
| Instrument | 23 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | MONROE, NY 14580 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 437 Ridge Rd was $7,863, up 1.6% from the year before.
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,863.00 (+1.63%) | ||
| 2025 | $7,737.00 | $154,500 Land $28,000 Building $126,500 | $321,900 Land $58,338 Building $263,562 |
| 2023 | $154,500 (-) Land $28,000 Building $126,500 | $266,400 (+10.36%) Land $48,280 Building $218,120 | |
| 2022 | $154,500 Land $28,000 Building $126,500 | $241,400 Land $43,749 Building $197,651 | |
| 2021 | $7,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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