447 High St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 447 High St, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details1,692 sqft · built 1914
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Jun 2016)
Tax Bill$12,917 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-01314-0000-00004

Property Details

APN / Parcel Number

Primary APN07-01314-0000-00004
Alternative APNs
  • 070131400004
  • 004070

Interior

Stories2 Stories
Building Area1,692 sqft Living Area

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions200 ft deep x 75 ft wide

Location & Zoning

Account Number004070
Street Address447 HIGH ST
CityCLOSTER
StateNJ
Zip07624-2648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal Description0.34 AC
Legal Block1314
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group3
Census Block3015
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address447 HIGH ST, CLOSTER, NJ 07624-2648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2016 · Amount on Record
Deed SaleJun 13, 2016 · Amount on Record
Prior SaleAug 8, 1997 · Amount on Record
Deed Document Number201643393
Deed Book / Page2285 / 1392
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address447 HIGH ST, CLOSTER, NJ 07624-2648
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041661760
DateMay 25, 2021
Book Page4166/1760
Instrument2021083205
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$728,700 (+16.89%) Land $492,800 Building $235,900$728,700 (+16.89%) Land $492,800 Building $235,900
2025$12,917.00 (+8.72%)$623,400 (+18.02%) Land $420,800 Building $202,600$623,400 (+18.02%) Land $420,800 Building $202,600
2024$11,881.00 (+4.81%)
2023$528,200 Land $340,900 Building $187,300$528,200 Land $340,900 Building $187,300
2022$11,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2011–2021)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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