454 High St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 454 High St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,654 sqft · built 1914
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jun 2021)
Tax Bill	$11,392 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01318-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`07-01318-0000-00003`
Alternative APNs	`070131800003` `004180`

Interior

Stories	2 Stories
Building Area	1,654 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	152 ft deep x 67 ft wide

Location & Zoning

Account Number	004180
Street Address	454 HIGH ST
City	CLOSTER
State	NJ
Zip	07624-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.23 AC
Legal Block	1318
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	3
Census Block	3016
Census Tract	7002

Owner

454 High St is owned and occupied by two individuals who bought it in June 2021.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	454 HIGH ST, CLOSTER, NJ 07624-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on File
Deed Sale	Jun 24, 2021 · Amount on File
Prior Sale	Aug 24, 2005 · Amount on File
Deed Document Number	2021102019
Deed Book / Page	4234 / 334
Prior Transfer Date	Aug 11, 2000
Prior Transfer Doc	0000105752
Record Updated	Oct 29, 2026

June 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 24, 2021
Property Address	454 HIGH ST, CLOSTER, NJ 07624-2629
Document Number	0042340334
Book / Page	4234 / 334
Instrument Date	May 28, 2021
Instrument	2021102019
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 HACKENSACK AVE, 411, HACKENSACK, NJ 07601-6328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 HIGH ST, CLOSTER, NJ 07624-2629

Mortgage

Document Number	2021102020
Date	Jun 24, 2021
Instrument	2021102020

Lender

Name	GALAXY LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 454 High St was $11,392, up 7.6% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$640,500 (+16.5%) Land $448,100 Building $192,400	$640,500 (+16.5%) Land $448,100 Building $192,400
2025	$11,392.00 (+7.55%)	$549,800 Land $384,500 Building $165,300	$549,800 Land $384,500 Building $165,300
2024	$10,592.00
2023		$469,200 Land $311,900 Building $157,300	$469,200 Land $311,900 Building $157,300
2022	$10,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20