427 High St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 427 High St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	3,259 sqft · built 1900
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2002)
Tax Bill	$17,183 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01314-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`07-01314-0000-00006`
Alternative APNs	`070131400006` `004030`

Interior

Stories	2 Stories
Building Area	3,259 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Lot Width	36 ft Width

Location & Zoning

Account Number	004030
Street Address	427 HIGH ST
City	CLOSTER
State	NJ
Zip	07624-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.36 AC
Legal Block	1314
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	3
Census Block	3015
Census Tract	7002

Owner

427 High St is owned by two individuals who acquired it in March 2020.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 IRVING ST, OLD TAPPAN, NJ 07675-7251
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2002 · Amount on File
Deed Sale	Dec 26, 2002 · Amount on File
Deed Book / Page	8536 / 82
Last Transfer Date	Mar 7, 2020
Transfer Doc	0035541884
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 27, 2020
Property Address	427 HIGH ST, CLOSTER, NJ 07624-2639
Document Number	0035541884
Book / Page	003554 / 001884
Instrument Date	Mar 7, 2020
Instrument	20033839
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 IRVING ST OLD TAPPAN NJ 076757251, OLD TAPPAN, NJ 07675-7251

Mortgage

Document Number	35541889
Date	Mar 27, 2020
Book Page	003554/001889
Instrument	20033840

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 427 High St was $17,183, up 6.5% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$967,700 (+16.69%) Land $495,000 Building $472,700	$967,700 (+16.69%) Land $495,000 Building $472,700
2025	$17,183.00 (+6.5%)	$829,300 Land $423,000 Building $406,300	$829,300 Land $423,000 Building $406,300
2024	$16,135.00
2023		$724,000 Land $343,100 Building $380,900	$724,000 Land $343,100 Building $380,900
2022	$15,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20