430 High St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 430 High St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1984
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Oct 2014)
Tax Bill	$13,327 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01317-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`07-01317-0000-00005`
Alternative APNs	`070007600000000201` `070131700005`

Interior

Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	103 ft deep x 128 ft wide

Location & Zoning

Old Parcel Number	070007600000000201
Street Address	430 HIGH ST
City	CLOSTER
State	NJ
Zip	07624-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.29 AC
Legal Subdivision	CLOSTER STATION
Legal Block	1317
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2035
Census Tract	7001

Owner

430 High St is owned and occupied by two individuals who bought it in October 2014.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 HIGH ST, CLOSTER, NJ 07624-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2014 · Amount on File
Deed Sale	Oct 24, 2014 · Amount on File
Deed Document Number	201470987
Deed Book / Page	1777 / 19
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	430 HIGH ST, CLOSTER, NJ 07624-2013
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047301373
Date	Jul 1, 2022
Book Page	4730/1373
Instrument	2022066837

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 430 High St was $13,327, up 3.3% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,500 (+16.68%) Land $407,000 Building $343,500	$750,500 (+16.68%) Land $407,000 Building $343,500
2025	$13,327.00 (+3.27%)	$643,200 Land $344,300 Building $298,900	$643,200 Land $344,300 Building $298,900
2024	$12,905.00
2023		$580,500 Land $300,700 Building $279,800	$580,500 Land $300,700 Building $279,800
2022	$12,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 High St in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20