478 E Waycliff Rd, Henderson, NC 27537 Property Records

Vance County property record for 478 E Waycliff Rd, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,212 sqft · built 2022
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2022)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0412E01012`

Property Details

APN / Parcel Number

Primary APN	`0412E01012`
Alternative APNs	`041202001` `1029012` `1035360`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,212 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1035360
Street Address	478 E WAYCLIFF RD
City	HENDERSON
State	NC
Zip	27537-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	478 E WAYCLIFF RD LOT 27 .310
Legal Subdivision	HUNTSTONE SUBDIVISION
Legal Tract	C
Legal Block	01
Legal Lot Number	27
Jurisdiction	VANCE NC
Township / Civil Division	DABNEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	478 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Document Number	20224700
Deed Book / Page	1424 / 1259
Record Updated	Sep 20, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Nov 10, 2022
Property Address	478 E WAYCLIFF RD, HENDERSON, NC 27537-3332
Document Number	01424/1259
Book / Page	1424 / 1259
Map Reference	MB Z PG 455
Instrument Date	Nov 1, 2022
Instrument	4700
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 E WAYCLIFF RD, HENDERSON, NC 27537-3332

Mortgage

Document Number	0000004701
Date	Nov 10, 2022
Instrument	4701

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.15%
Index	5-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (-6.23%)	$273,655 (-) Land $12,400 Building $261,255	$273,655 (-) Land $12,400 Building $261,255
2025	$2,343.00 (-1.06%)	$273,655 (+19.14%) Land $12,400 Building $261,255	$273,655 (+19.14%) Land $12,400 Building $261,255
2023	$2,368.00	$229,686 Land $18,000 Building $211,686	$229,686 Land $18,000 Building $211,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on E Waycliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures