447 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 447 Cambridge Ave, Elyria, OH 44035 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1970
Square Footage1,614 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2022)
Tax Bill$2,537.00 (2024)

Owner

Source: Lorain County records · APN 06-25-072-102-012

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
Apr 23, 2021Survivorship Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Oct 30, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
THIRD FED'L S&L ASSN/CLEVELAND
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
THIRD FED'L S&L ASSN/CLEVELAND
May 21, 2018Grant Deed, Transfer
AMERICAN PATRIOT TITLE AGENCY
Apr 19, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Prior SaleApr 23, 2021 · Amount on Record
Deed Doc Number2022868352
Record RefreshedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 25, 2022
Property Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Document Number0000868352
Map ReferenceVOL 13 PG 43
Instrument DateMar 23, 2022
Instrument2022-0868352
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463

Mortgage

Document Number0000868597
DateMar 25, 2022
Instrument2022-0868597
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

April 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLORAIN OH
Recording DateApr 23, 2021
Property Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Document Number20210814007
Map ReferenceVOL 13 PG 43
Instrument DateApr 20, 2021
Instrument2021-0814007
Transaction TypeTransfer
Record UpdatedJul 12, 2021
Title CompanyGUARDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address6495 MATTHEW HILLS CT, LAS VEGAS, NV 89130-1320

Mortgage

Document Number20210814008
DateApr 23, 2021
Instrument2021-0814008
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 30, 2018
Property Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Document Number0000693106
Instrument DateOct 29, 2018
Instrument693106
Transaction TypeTransfer
Record UpdatedNov 13, 2018
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$454.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 CAMBRIDGE AVE ELYRIA OH 440356463, ELYRIA, OH 44035-6463

Mortgage

Document Number693107
DateOct 30, 2018
Instrument693107
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 29, 2048

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Document Number0000697214
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 CAMBRIDGE AVE ELYRIA OH 440356463, ELYRIA, OH 44035-6463

Mortgage

Document Number0000697214
DateDec 05, 2018
Instrument697214
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 04, 2048

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateMay 21, 2018
Property Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Document Number0000672996
Instrument DateApr 25, 2018
Instrument672996
Transaction TypeTransfer
Record UpdatedJun 01, 2018
Title CompanyAMERICAN PATRIOT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$206.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5408 SOUTH ST VERMILION OH 440891353, VERMILION, OH 44089-1353

April 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateApr 19, 2018
Property Address447 CAMBRIDGE AVE, ELYRIA, OH 44035-6463
Document Number0000669092
Instrument DateApr 12, 2018
Instrument669092
Transaction TypeForeclosure
Record UpdatedMay 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,517.00 (-0.79%) Homeowner's exemption$53,450 (-0.01%) Land $7,790 Building $45,660$152,730 (-) Land $22,260 Building $130,470
2024$2,537.00 (+30.17%)$53,456 (+49.41%) Land $7,791 Building $45,665$152,730 (+49.41%) Land $22,260 Building $130,470
2023$1,949.00 (+0.36%)$35,777 (-0.01%) Land $7,980 Building $27,797$102,220 (-) Land $22,800 Building $79,420
2022$1,942.00$35,780 Land $7,980 Building $27,800
2021$102,220 Land $22,800 Building $79,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 15% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-25-072-102-012

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,614 sqft Living Area
1st Floor1,335 sqft 1st Floor
Basement Area775 sqft Basement
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1970
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area6,534 sqft (0.15 acres)
Depth X Width135 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area280 sqft Garage
PorchPorch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address447 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6463
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAMBRIDGE ALLOT 50 X 135
Legal SubdivisionCAMBRIDGE ALLOT
Legal Tract25
Legal Block102
Legal Lot Number19
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2007
Census Tract71100

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