Lorain County property record for 438 Cambridge Ave, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,162 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2023) |
| Tax Bill | $2,028.00 (2024) |
| Primary APN | 06-25-072-101-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,162 sqft Living Area |
| 1st Floor | 883 sqft 1st Floor |
| Basement Area | 775 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Patio Area | 200 sqft Patio |
| Porch | Porch |
| Porch Area | 27 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 438 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6464 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE ALLOT 50 X 135 |
| Legal Subdivision | CAMBRIDGE ALLOT |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 10 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-072-101-010
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 CAMBRIDGE AVE, ELYRIA, OH 44035-6464 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 22, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLAZA HOME MORTGAGE INC |
| Dec 29, 2020 | Grant Deed, Transfer CHURCHILL MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2020 · Amount on Record |
| Deed Doc Number | 2023916453 |
| Prior Transfer Date | Jun 22, 2012 |
| Prior Transfer Doc | 20120428950 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 22, 2023 |
| Property Address | 438 CAMBRIDGE AVE, ELYRIA, OH 44035-6464 |
| Document Number | 0000916453 |
| Map Reference | VOL 13 PG 43 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023-0916453 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Title Company | OHIO FIRST LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 CAMBRIDGE AVE, ELYRIA, OH 44035-6464 |
| Document Number | 0000916454 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0916454 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 29, 2020 |
| Property Address | 438 CAMBRIDGE AVE, ELYRIA, OH 44035-6464 |
| Document Number | 0000795880 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 795880 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 438 CAMBRIDGE AVE ELYRIA OH 440356464, ELYRIA, OH 44035-6464 |
| Document Number | 795881 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 795881 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 28, 2035 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 (+0.35%) | $42,520 (%) Land $7,790 Building $34,730 | $121,490 (-) Land $22,260 Building $99,230 |
| 2024 | $2,028.00 (+16.75%) | $42,522 (+33.42%) Land $7,791 Building $34,731 | $121,490 (+33.42%) Land $22,260 Building $99,230 |
| 2023 | $1,737.00 (+0.4%) | $31,871 (+%) Land $7,980 Building $23,891 | $91,060 (-) Land $22,800 Building $68,260 |
| 2022 | $1,730.00 | $31,870 Land $7,980 Building $23,890 | |
| 2021 | $91,060 Land $22,800 Building $68,260 |
438 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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