442 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 442 Cambridge Ave, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,242 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2025)
Tax Bill$2,265.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-072-101-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,242 sqft Living Area
1st Floor942 sqft 1st Floor
Basement Area832 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1960
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area6,534 sqft (0.15 acres)
Depth X Width135 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage

Exterior Amenities

Deck Area322 sqft Deck
Patio Area322 sqft Patio
PorchPorch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address442 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6464
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAMBRIDGE ALLOT 50 X 135
Legal SubdivisionCAMBRIDGE ALLOT
Legal Tract25
Legal Block101
Legal Lot Number11
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2004
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-072-101-011

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address442 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2025 · Amount on Record
Deed SaleJan 06, 2025 · Amount on Record
Prior SaleDec 08, 2004 · Amount on Record
Deed Doc Number202538603
Prior Transfer DateJan 28, 2020
Prior Transfer Doc0000748389
Record RefreshedJun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateFeb 06, 2020
Property Address442 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number0000748389
Instrument DateJan 28, 2020
Instrument748389
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27346 COTTONWOOD TRL NORTH OLMSTED OH 440702531, NORTH OLMSTED, OH 44070-2531

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address442 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number0000693278
Instrument DateOct 30, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018
Title CompanyCLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address442 CAMBRIDGE AVE ELYRIA OH 440356464, ELYRIA, OH 44035-6464

Mortgage

Document Number0000693278
DateOct 31, 2018
Instrument693278
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,230.00 (-1.55%)$47,360 (+%) Land $7,790 Building $39,570$135,310 (-) Land $22,260 Building $113,050
2024$2,265.00 (+13.59%)$47,359 (+32.1%) Land $7,791 Building $39,568$135,310 (+32.1%) Land $22,260 Building $113,050
2023$1,994.00 (+0.81%)$35,851 (+%) Land $7,980 Building $27,871$102,430 (-) Land $22,800 Building $79,630
2022$1,978.00$35,850 Land $7,980 Building $27,870
2021$102,430 Land $22,800 Building $79,630

Flood & Wildfire

442 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
3rd percentile of exposed land nationally · 15th in Ohio
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cambridge Ave

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