454 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 454 Cambridge Ave, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,156 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$121,000 (2021)
Tax Bill	$1,831.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`06-25-072-101-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,156 sqft Living Area
1st Floor	877 sqft 1st Floor
Basement Area	775 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1960
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	135 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage

Exterior Amenities

Patio Area	75 sqft Patio
Porch	Open Porch
Porch Area	160 sqft Porch
Canopy Area	160 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	454 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6464
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE ALLOT 50 X 135
Legal Subdivision	CAMBRIDGE ALLOT
Legal Tract	25
Legal Block	101
Legal Lot Number	14
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-072-101-014

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	454 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 16, 2021	Warranty Deed, Transfer ERIEVIEW TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Dec 17, 2010 · Amount on Record
Deed Doc Number	2021845851
Prior Transfer Date	Dec 16, 2010
Prior Transfer Doc	20100358123
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 25, 2021
Property Address	454 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number	20210845851
Map Reference	VOL 13 PG 43
Instrument Date	Oct 21, 2021
Instrument	2021-0845851
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 CAMBRIDGE AVE, ELYRIA, OH 44035-6464

Mortgage

Document Number	20210845852
Date	Oct 25, 2021
Instrument	2021-0845852

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Mortgage

Document Number	20210846652
Date	Oct 28, 2021
Instrument	2021-0846652

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 27, 2018
Property Address	454 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number	0000670002
Instrument Date	Apr 10, 2018
Instrument	670002
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11137 ARROWHEAD DR GRAFTON OH 440449775, GRAFTON, OH 44044-9775

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 16, 2021
Property Address	454 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number	20210834184
Map Reference	VOL 34 PG 79
Instrument Date	Apr 10, 2018
Instrument	2021-0834184
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11137 ARROWHEAD DR, GRAFTON, OH 44044-9775

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,823.00 (-0.44%) Homeowner's exemption	$38,700 (-) Land $7,790 Building $30,910	$110,570 (-) Land $22,260 Building $88,310
2024	$1,831.00 (+12.82%)	$38,700 (+29.96%) Land $7,791 Building $30,909	$110,570 (+29.96%) Land $22,260 Building $88,310
2023	$1,623.00 (+0.37%)	$29,778 (-0.01%) Land $7,980 Building $21,798	$85,080 (-) Land $22,800 Building $62,280
2022	$1,617.00	$29,780 Land $7,980 Building $21,800
2021			$85,080 Land $22,800 Building $62,280

Flood & Wildfire

454 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 15th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

454 Cambridge Ave, Elyria, OH 44035 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

April 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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