4460 Chamberlin Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4460 Chamberlin Oaks Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,492 sqft · built 2001
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on Record
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Mar 2017 Construction Loan Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-6-14-02-0-00001-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-6-14-02-0-00001-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,492 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	96,703 sqft (2.22 acres)
Patio Area	462 sqft

Location & Zoning

Street Address	4460 CHAMBERLIN OAKS DR
City	HERNANDO
State	MS
Zip	38632-6611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CHAMBERLIN OAKS S-D LOT 1
Legal Range	07
Legal Township	03
Legal Section	14
Legal Subdivision	CHAMBERLIN OAKS S-D
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMERCIAL BANK
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 1, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2017	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022
Deed Sale	May 6, 2022
Prior Sale	Mar 1, 2021
Deed Document Number	0000996498
Deed Book / Page	996 / 498
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004325/658
Date	Mar 29, 2017
Book Page	4325/658

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	SOUTHAVEN, MS 38672

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 27, 2018

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	QUALITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004482/66
Date	Jan 18, 2018
Book Page	4482/66
Instrument	T04482-00066

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 6, 2022
Property Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611
Document Number	000996/498
Book / Page	996 / 498
Map Reference	MB 55 PG 7
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 PATSY PALM, 8, IUKA, MS 38852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611

Mortgage

Document Number	0000552496
Date	May 6, 2022
Instrument	5524/96

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 1, 2021
Property Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611
Document Number	000949/311
Book / Page	949 / 311
Map Reference	MB 55 PG 7&8
Instrument Date	Feb 11, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4830 BETHLEHEM RD, 4830, POTTS CAMP, MS 38659-8278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611

March 2017: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 29, 2017
Property Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611
Document Number	000818/589
Book / Page	0818 / 589
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 CHAMBERLIN OAKS DR, 4460, HERNANDO, MS 38632-6611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6611

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (+3.75%)	$39,220 (+38.57%) Land $3,000 Building $36,220	$392,200 (+38.57%) Land $30,000 Building $362,200
2023	$2,829.00	$28,304	$283,038 Land $30,000 Building $253,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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