4331 Chamberlin Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 4331 Chamberlin Oaks Dr, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,562 sqft · built 2003
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,252 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-6-14-02-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-6-14-02-0-00009-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,562 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	98,881 sqft (2.27 acres)
Patio Area	212 sqft

Location & Zoning

Street Address	4331 CHAMBERLIN OAKS DR
City	HERNANDO
State	MS
Zip	38632-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLIN OAKS S-D LOT 9
Legal Range	07
Legal Township	03
Legal Section	14
Legal Subdivision	CHAMBERLIN OAKS S-D
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-6-14-02-0-00009-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF FAYETTE COUNTY
May 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HOME LENDING INC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000856102
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	May 12, 2026
Property Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613
Document Number	5663051079
Book / Page	5663 / 51079
Instrument Date	May 06, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613

Mortgage

Document Number	5663051079,
Date	May 12, 2026
Book Page	5663/51079

Lender

Name	BANK OF FAYETTE COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004541/402
Date	May 16, 2018
Book Page	4541/402
Instrument	T04541-00402

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004842/026
Date	Nov 25, 2019
Book Page	4842/026

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6613

Mortgage

Document Number	005165/366
Date	Feb 23, 2021
Book Page	5165/366

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+16.62%)	$30,945 (+38.63%) Land $3,000 Building $27,945	$309,452 (+38.63%) Land $30,000 Building $279,452
2023	$1,931.00	$22,322	$223,224 Land $30,000 Building $193,224

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 63% of Mississippi
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
AT&T	DSL	100 / 20

May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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