DeSoto County property record for 4260 Chamberlin Oaks Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,470 sqft · built 2004 |
| Lot Size | 2.1 acres (91,912 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,468 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-6-14-02-0-00005-00 |
| Primary APN | 3-07-6-14-02-0-00005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,470 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 91,912 sqft (2.1 acres) |
| Patio Area | 246 sqft |
| Street Address | 4260 CHAMBERLIN OAKS DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | CHAMBERLIN OAKS S-D LOT 5 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Subdivision | CHAMBERLIN OAKS S-D |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
4260 Chamberlin Oaks Dr is owned and occupied by two individuals.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4260 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEMPHIS CITY EMPLOYEES CU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000377400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4260 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | LENDSERV NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004570/76 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 4570/76 |
| Instrument | T04570-00076 |
| Name | MEMPHIS CITY EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4260 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4260 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6615 |
| Document Number | 005191/388 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 5191/388 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4260 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4260 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6615 |
| Document Number | 0005557/38 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 5557/38 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4260 Chamberlin Oaks Dr was $1,468.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,468.00 | $21,439 Land $3,000 Building $18,439 | $214,394 Land $30,000 Building $184,394 |
| 2023 | $1,271.00 | $15,720 | $157,201 Land $30,000 Building $127,201 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4260 Chamberlin Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4260 Chamberlin Oaks Dr is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
May also be available: C Spire Wireless.
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