DeSoto County property record for 4322 Chamberlin Oaks Dr, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,082 sqft · built 2001 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,831 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-6-14-02-0-00004-00 |
| Primary APN | 3-07-6-14-02-0-00004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,082 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 104,980 sqft (2.41 acres) |
| Garage Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 374 sqft |
| Street Address | 4322 CHAMBERLIN OAKS DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | CHAMBERLIN OAKS S-D LOT 4 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Subdivision | CHAMBERLIN OAKS S-D |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
4322 Chamberlin Oaks Dr is owned and occupied by an individual who acquired it in September 2009.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4322 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2009 |
| Deed Sale | Sep 11, 2009 |
| Deed Document Number | 0000616500 |
| Deed Book / Page | 616 / 500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4322 CHAMBERLIN OAKS DR, HERNANDO, MS 38632-6614 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 004886/598 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 4886/598 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2035 |
The 2025 property tax bill for 4322 Chamberlin Oaks Dr was $1,831.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,831.00 | $25,834 Land $3,000 Building $22,834 | $258,336 Land $30,000 Building $228,336 |
| 2023 | $1,588.00 | $18,891 | $188,910 Land $30,000 Building $158,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4322 Chamberlin Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4322 Chamberlin Oaks Dr is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
May also be available: C Spire Wireless.
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