Citrus County property record for 446 W Cobblestone Loop, Hernando, FL 34442 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,596 sqft Living Area |
| Lot Size | 14,314 sqft (0.329 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2021) |
| Tax Bill | $3,534.00 (2024) |
Source: Citrus County records · APN 2418S18E00700520
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 10, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 19, 2021 | Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | May 19, 2006 · Amount on Record |
| Deed Doc Number | 202133720 |
| Deed Book / Page | 3166 / 865 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0032612261 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 446 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 446 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0032212293 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 3221/2293 |
| Instrument | 2021076173 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 07, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 446 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0032612261 |
| Book / Page | 3261 / 2261 |
| Map Reference | MB 18 PG 36 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022017168 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 19, 2021 |
| Property Address | 446 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328 |
| Document Number | 0031660865 |
| Book / Page | 3166 / 865 |
| Map Reference | MB 18 PG 36 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021033720 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197421 SCHWEINFURT, 197421, GERMANY XX |
| Name | Verified Name |
|---|---|
| Address | 101 SE 2ND AVE, CRYSTAL RIVER, FL 34429-4731 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,688.00 (+4.36%) Homeowner's exemption | $276,566 (-17.36%) | $316,385 (-5.46%) Land $33,120 Building $283,265 |
| 2024 | $3,534.00 (+0.97%) Homeowner's exemption Additional exemption filed | $334,653 (+4.48%) Land $33,120 Building $301,533 | $334,653 (+4.48%) Land $33,120 Building $301,533 |
| 2023 | $3,500.00 (+6.81%) Homeowner's exemption Additional exemption filed | $320,303 (-2.67%) Land $30,600 Building $289,703 | $320,303 (-2.67%) Land $30,600 Building $289,703 |
| 2022 | $3,277.00 Homeowner's exemption Additional exemption filed | $329,085 Land $30,600 Building $298,485 | $329,085 Land $30,600 Building $298,485 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 35% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 2418S18E00700520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 3,444 sqft Gross Area |
| 1st Floor | 2,596 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 14,314 sqft (0.329 acres) |
| Depth X Width | 200 ft x 75 ft Depth x Width |
| Parking Spaces | 9 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 524 sqft Garage |
| Pool Area | 230 sqft Pool |
| Porch | Finished/Screened Porch |
| Porch Area | 373 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3336542 |
|---|---|
| Street Address | 446 W COBBLESTONE LOOP |
| City | HERNANDO |
| State | FL |
| Zip | 34442-6328 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERITAGE PB 18 PG 36-39 LOT 52 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Subdivision | HERITAGE PB 18 PG 36-39 |
| Legal Lot Number | 52 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 450703 |
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