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440 W Cobblestone Loop, Hernando, FL 34442 Property Records

Citrus County property record for 440 W Cobblestone Loop, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2007
Square Footage2,388 sqft Living Area
Lot Size12,690 sqft (0.291 acres)
GarageAttached, 575 sqft
Last Sale$242,000 (2019)
Tax Bill$3,895.00 (2024)

Owner

Source: Citrus County records · APN 2418S18E00700510

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 02, 2021Deed of Trust, Mortgage · Line of Credit
BRANNEN BANK
Feb 04, 2021Correction Deed
ACCOMODATION, ACCOMMODATION
Oct 08, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 22, 2019Warranty Deed, Transfer
STEWART TITLE
Nov 04, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Prior SaleSep 01, 2009 · Amount on Record
Deed Doc Number201961428
Deed Book / Page3020 / 547
Last Transfer DateJun 11, 2025
Transfer Doc0035741437
Record RefreshedJun 08, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateJun 19, 2023
Property Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number0033872266
Book / Page3387 / 2266
Map ReferenceMB 18 PG 36
Instrument DateJun 15, 2023
Instrument2023035428
Transaction TypeTransfer
Record UpdatedJul 06, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328

Mortgage

Document Number0031391703
DateMar 02, 2021
Book Page3139/1703
Instrument2021012976
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34450
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueFeb 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateFeb 04, 2021
Property Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number0031320826
Book / Page3132 / 826
Map ReferenceMB 18 PG 36
Instrument DateFeb 03, 2021
Instrument2021007307
Record UpdatedNov 30, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateOct 08, 2020
Property Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number0030981432
Book / Page003098 / 001432
Instrument DateOct 08, 2020
Instrument54272
Transaction TypeTransfer
Record UpdatedNov 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address440 W COBBLESTONE LOOP HERNANDO FL 344426328, HERNANDO, FL 34442-6328

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 22, 2019
Property Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number0030200547
Book / Page003020 / 000547
Instrument DateNov 21, 2019
Instrument61428
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,694.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 W COBBLESTONE LOOP HERNANDO FL 344426328, HERNANDO, FL 34442-6328

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateNov 04, 2019
Property Address440 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number0030152344
Book / Page003015 / 002344
Instrument DateAug 22, 2019
Instrument57747
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 COE RD #328 BELLEAIR FL 337561953, 328, BELLEAIR, FL 33756-1953

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,061.00 (+4.26%)$301,672 (-6.88%)$308,120 (-4.89%) Land $31,230 Building $276,890
2024$3,895.00 (+1.04%) Homeowner's exemption Additional exemption filed$323,973 (+4.21%) Land $31,230 Building $292,743$323,973 (+4.21%) Land $31,230 Building $292,743
2023$3,855.00 (+6.82%) Homeowner's exemption Additional exemption filed$310,895 (-2.66%) Land $28,860 Building $282,035$310,895 (-2.66%) Land $28,860 Building $282,035
2022$3,609.00 Homeowner's exemption Additional exemption filed$319,403 Land $28,860 Building $290,543$319,403 Land $28,860 Building $290,543

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2418S18E00700510
Alternative APNs
  • 18E-18S-24-0070-00000-0510
  • 18E-18S-24-0070-051.0
  • 3336530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,388 sqft Living Area
Gross Area3,304 sqft Gross Area
1st Floor2,388 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area12,690 sqft (0.291 acres)
Depth X Width183 ft x 70 ft Depth x Width
Parking Spaces9 Parking Spaces
Garage TypeAttached Garage
Garage Area575 sqft Garage

Exterior Amenities

Pool Area288 sqft Pool
Patio Area168 sqft Patio
PorchFinished/Screened Porch
Porch Area441 sqft Porch
Outdoor Kitchen Or Brick BBQOutdoor Kitchen or Brick BBQ

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3336530
Street Address440 W COBBLESTONE LOOP
CityHERNANDO
StateFL
Zip34442-6328
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERITAGE PB 18 PG 36 LOT 51
Legal Range18E
Legal Township18S
Legal Section24
Legal SubdivisionHERITAGE PB 18 PG 36-39
Legal Lot Number51
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1000
Census Tract450703

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