441 W Cobblestone Loop, Hernando, FL 34442 Property Records

Citrus County property record for 441 W Cobblestone Loop, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,731 sqft Living Area
Lot Size	214,851 sqft (4.93 acres)
Occupancy	Owner Occupied
Last Sale	$55,000 (2021)
Tax Bill	$4,204.00 (2025)

Owner

Source: Citrus County records · APN 2418S18E00700640

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	441 W COBBLESTONE LOOP, HERNANDO, FL 34442-6329
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 08, 2021 · Amount on Record
Deed Sale	Jun 08, 2021 · Amount on Record
Deed Doc Number	0000031744
Record Refreshed	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	441 W COBBLESTONE LOOP, HERNANDO, FL 34442-6329
Document Number	0030190313
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	441 W COBBLESTONE LOOP HERNANDO FL 344426329, HERNANDO, FL 34442-6329

Mortgage

Document Number	0030190313
Date	Nov 19, 2019
Book Page	003019/000313
Instrument	60554

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,204.00 (-25.51%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$375,643 (+0.37%) Land $55,330 Building $320,313	$375,643 (+0.37%) Land $55,330 Building $320,313
2024	$5,644.00 (+41.42%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$374,273 (+4.33%) Land $34,780 Building $339,493	$374,273 (+4.33%) Land $34,780 Building $339,493
2023	$3,991.00 (+18.32%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$358,740 (+5.84%) Land $32,130 Building $326,610	$358,740 (+5.84%) Land $32,130 Building $326,610
2022	$3,373.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$338,944 Land $32,130 Building $306,814	$338,944 Land $32,130 Building $306,814

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2418S18E00700640`
Alternative APNs	`18E-18S-24-0070-064.0` `18E-18S-24-0090-00B.0` `3336619` `3528083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,731 sqft Living Area
1st Floor	2,731 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	214,851 sqft (4.93 acres)
Depth X Width	183 ft x 145 ft Depth x Width
Parking Spaces	9 Parking Spaces
Garage Area	810 sqft Garage
Pool Area	300 sqft Pool
Porch	Open Porch
Porch Area	357 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3528083
Old Parcel Number	2418S18E00700640
Street Address	441 W COBBLESTONE LOOP
City	HERNANDO
State	FL
Zip	34442-6329
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	18 PG 36-39 LOT B. YOUNG'S RETREAT PB 21 PG 78 REPLAT LOT 63 & 64 HERITAGE PB
Legal Range	18E
Legal Township	18S
Legal Section	24
Legal Subdivision	HERITAGE PB 18 PG 36-39
Legal Lot Number	63-64
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450703