434 W Cobblestone Loop, Hernando, FL 34442 Property Records

Citrus County property record for 434 W Cobblestone Loop, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,951 sqft Living Area
Lot Size	12,648 sqft (0.29 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2021)
Tax Bill	$3,315.00 (2025)

Owner

Source: Citrus County records · APN 2418S18E00700500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	434 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Deed Doc Number	2021088479
Deed Book / Page	3238 / 399
Record Refreshed	Jun 08, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 22, 2021
Property Address	434 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328
Document Number	0032380399
Book / Page	3238 / 399
Map Reference	MB 18 PG 36-39
Instrument Date	Dec 16, 2021
Instrument	2021088479
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1502 N ABALONE TER, 1502, HERNANDO, FL 34442-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 W COBBLESTONE LOOP, HERNANDO, FL 34442-6328

Mortgage

Document Number	0003238401
Date	Dec 22, 2021
Instrument	3238/401

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (+2.57%) Homeowner's exemption Additional exemption filed	$252,753 (-5.5%) Land $30,910 Building $221,843	$252,753 (-5.5%) Land $30,910 Building $221,843
2024	$3,232.00 (+1.54%) Homeowner's exemption Additional exemption filed	$267,468 (+4.4%) Land $30,910 Building $236,558	$267,468 (+4.4%) Land $30,910 Building $236,558
2023	$3,183.00 (+6.88%) Homeowner's exemption Additional exemption filed	$256,185 (-2.74%) Land $28,560 Building $227,625	$256,185 (-2.74%) Land $28,560 Building $227,625
2022	$2,978.00 Homeowner's exemption Additional exemption filed	$263,399 Land $28,560 Building $234,839	$263,399 Land $28,560 Building $234,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2418S18E00700500`
Alternative APNs	`18E-18S-24-0070-050.0` `3370366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,951 sqft Living Area
1st Floor	1,951 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	12,648 sqft (0.29 acres)
Depth X Width	179 ft x 70 ft Depth x Width
Parking Spaces	7 Parking Spaces
Garage Area	497 sqft Garage
Porch	Open Porch
Porch Area	428 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3370366
Old Parcel Number	2418S18E00700500
Street Address	434 W COBBLESTONE LOOP
City	HERNANDO
State	FL
Zip	34442-6328
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERITAGE PB 18 PGS 36-39 LOT 50
Legal Range	18E
Legal Township	18S
Legal Section	24
Legal Subdivision	HERITAGE PB 18 PG 36-39
Legal Lot Number	50
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1000
Census Tract	450703