Bergen County and Ridgewood Village property record for 446 Upper Blvd, Ridgewood, NJ 07450 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1920 |
| Square Footage | 1,694 sqft Living Area |
| Lot Size | 8,059 sqft (0.185 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,630,000 (2026) |
| Tax Bill | $20,516.00 (2025) |
| Primary APN | 51-01512-0000-00008 |
|---|---|
| Alternative APN |
|
| Building Area | 1,694 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 8,059 sqft (0.185 acres) |
| Depth X Width | 155 ft x 52 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 446 UPPER BLVD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .185 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 1512 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RIDGEWOOD |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 47200 |
Source: Bergen County and Ridgewood Village records · APN 51-01512-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| May 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Feb 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Feb 22, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 26, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Feb 22, 2021 · Amount on Record |
| Deed Doc Number | 202635056 |
| Deed Book / Page | 5805 / 1771 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0046951802 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 4695/1802 |
| Instrument | 2022055410 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 27, 2026 |
| Property Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 0000035056 |
| Book / Page | 5805 / 1771 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202635056 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164,630.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 0000035057, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5805/1778 |
| Instrument | 202635057 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025312223 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 02531/2223 |
| Instrument | 17-013338 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 22, 2021 |
| Property Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 0039680499 |
| Book / Page | 3968 / 499 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021022634 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,315.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 RED ROCK CT, 24, RIDGEWOOD, NJ 07450-1140 |
| Name | Verified Name |
|---|---|
| Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 2021022635 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021022635 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 0033190482 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 446 UPPER BLVD RIDGEWOOD NJ 074501504, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 0033190482 |
|---|---|
| Date | Aug 09, 2019 |
| Book Page | 003319/000482 |
| Instrument | 52276 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 26, 2018 |
| Property Address | 446 UPPER BLVD, RIDGEWOOD, NJ 07450-1504 |
| Document Number | 0029780442 |
| Book / Page | 002978 / 000442 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 44986 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $740.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 446 UPPER BLVD RIDGEWOOD NJ 074501504, RIDGEWOOD, NJ 07450-1504 |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,900 (-) Land $312,800 Building $397,100 | $709,900 (-) Land $312,800 Building $397,100 | |
| 2025 | $20,516.00 (+0.73%) | $709,900 (+2.81%) Land $312,800 Building $397,100 | $709,900 (+2.81%) Land $312,800 Building $397,100 |
| 2024 | $20,367.00 (+7.93%) | ||
| 2023 | $690,500 Land $312,800 Building $377,700 | $690,500 Land $312,800 Building $377,700 | |
| 2022 | $18,871.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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