Bergen County and Ridgewood Village property record for 445 Upper Blvd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,934 sqft · built 1946 |
| Lot Size | 0.412 acres (17,947 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,325,000 (Feb 2022) |
| Tax Bill | $25,259 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01513-0000-00008 |
| Primary APN | 51-01513-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,934 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 17,947 sqft (0.412 acres) |
| Lot Dimensions | 299 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 445 UPPER BLVD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .412 AC |
| Legal Subdivision | RMATIO NAL PURPOSES |
| Legal Block | 1513 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 47200 |
Source: Bergen County and Ridgewood Village records · APN 51-01513-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 UPPER BLVD, RIDGEWOOD, NJ 07450-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2023 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Feb 10, 2022 | Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Feb 27, 1998 · Amount on Record |
| Deed Document Number | 202218442 |
| Deed Book / Page | 4577 / 1331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 445 UPPER BLVD, RIDGEWOOD, NJ 07450-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 445 UPPER BLVD, RIDGEWOOD, NJ 07450-1503 |
| Document Number | 0051370581 |
|---|---|
| Date | Dec 06, 2023 |
| Book Page | 5137/581 |
| Instrument | 2023078166 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 10, 2022 |
| Property Address | 445 UPPER BLVD, RIDGEWOOD, NJ 07450-1503 |
| Document Number | 0045771331 |
| Book / Page | 4577 / 1331 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022018442 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | INVESTORS FIRST TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,757.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71 BEARFORT RD, 71, WEST MILFORD, NJ 07480-1401 |
| Name | Verified Name |
|---|---|
| Address | 445 UPPER BLVD, RIDGEWOOD, NJ 07450-1503 |
| Document Number | 2022018443 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022018443 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874,000 (-) Land $383,300 Building $490,700 | $874,000 (-) Land $383,300 Building $490,700 | |
| 2025 | $25,259.00 (+0.73%) | $874,000 (-) Land $383,300 Building $490,700 | $874,000 (-) Land $383,300 Building $490,700 |
| 2024 | $25,075.00 (+5.95%) | ||
| 2023 | $874,000 Land $383,300 Building $490,700 | $874,000 Land $383,300 Building $490,700 | |
| 2022 | $23,667.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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