449 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 449 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,200 sqft · built 1948
Lot Size	0.415 acres (18,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jun 2024)
Tax Bill	$19,799 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-01513-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`51-01513-0000-00007`
Alternative APN	`510151300007`

Interior

Stories	2 Stories
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	18,077 sqft (0.415 acres)
Lot Dimensions	301 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	449 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.415 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	1513
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2004
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jan 6, 2020	Grant Deed, Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	202437120
Deed Book / Page	5265 / 336
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	449 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 UPPER BLVD, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	0056321873
Date	Oct 29, 2025
Book Page	5632/1873
Instrument	2025073566

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	449 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER ABSTRACT OF PA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038950244
Date	Jan 5, 2021
Book Page	3895/244
Instrument	21-000844

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 6, 2020
Property Address	449 UPPER BLVD, RIDGEWOOD, NJ 07450-1503
Document Number	0034520369
Book / Page	003452 / 000369
Instrument Date	Nov 19, 2019
Instrument	20000477
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 UPPER BLVD RIDGEWOOD NJ 074501503, RIDGEWOOD, NJ 07450-1503

Mortgage

Document Number	34520376
Date	Jan 6, 2020
Book Page	003452/000376
Instrument	20000478

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,100 (-) Land $364,000 Building $321,100	$685,100 (-) Land $364,000 Building $321,100
2025	$19,799.00 (+1.55%)	$685,100 (+0.81%) Land $364,000 Building $321,100	$685,100 (+0.81%) Land $364,000 Building $321,100
2024	$19,497.00 (+4.97%)
2023		$679,600 Land $364,000 Building $315,600	$679,600 Land $364,000 Building $315,600
2022	$18,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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