Kenton County property record for 446 Spring St, Elsmere, KY 41018 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,488 sqft Finished Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | Attached |
| Last Sale | $73,000 (2008) |
| Tax Bill | $3,038.00 (2025) |
| Primary APN | 004-30-21-118.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,488 sqft Finished Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 125 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Pool Type | Above-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 446 SPRING ST |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2357 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 475 THRU 478 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 475-4 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-118.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2170 TUSCANYVIEW DR, COVINGTON, KY 41017-8158 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Oct 17, 2018 | Deed of Trust, Mortgage · Line of Credit HERITAGE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2008 · Amount on Record |
| Deed Sale | Jun 26, 2008 · Amount on Record |
| Prior Sale | Jun 26, 2008 · Amount on Record |
| Deed Doc Number | 200806 26 059 00173 |
| Deed Book / Page | 3757 / 229 |
| Last Transfer Date | Jun 15, 2011 |
| Transfer Doc | 0005900026 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 446 SPRING ST, ELSMERE, KY 41018-2357 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900162 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 406/365 |
| Instrument | 22091305900162 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 446 SPRING ST, ELSMERE, KY 41018-2357 |
| Document Number | 0000000125 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 134 KRUEMPELMAN DR FORT MITCHELL KY 410112685, FORT MITCHELL, KY 41011-2685 |
| Document Number | 0000000125 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 0C6528/000181 |
| Instrument | 125 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | LATONIA, KY 41015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 21, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,038.00 (+1.33%) | $200,000 (-) Land $35,000 Building $165,000 | $200,000 (-) Land $35,000 Building $165,000 |
| 2023 | $2,998.00 | $200,000 Land $35,000 Building $165,000 | $200,000 Land $35,000 Building $165,000 |
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