Kenton County property record for 451 Spring St, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1925 |
| Square Footage | 1,566 sqft Finished Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $147,000 (2019) |
| Tax Bill | $2,945.00 (2025) |
| Primary APN | 004-30-21-149.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,566 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1925 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.139 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0043021149.00 |
|---|---|
| Street Address | 451 SPRING ST |
| City | ELSMERE |
| State | KY |
| Zip | 41018-2356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH ERLANGER LOTS 488-489 |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 488-489 489 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 65600 |
Source: Kenton County records · APN 004-30-21-149.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 451 SPRING ST, ELSMERE, KY 41018-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 03, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Prior Sale | Jan 03, 2019 · Amount on Record |
| Deed Doc Number | 0006694242 |
| Deed Book / Page | 6694 / 242 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 01, 2019 |
| Property Address | 451 SPRING ST, ELSMERE, KY 41018-2356 |
| Document Number | 0000000237 |
| Book / Page | 0C6694 / 000242 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 237 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 SPRING ST ELSMERE KY 410182356, ELSMERE, KY 41018-2356 |
| Document Number | 238 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 0C6694/000245 |
| Instrument | 238 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 03, 2019 |
| Property Address | 451 SPRING ST, ELSMERE, KY 41018-2356 |
| Document Number | 0000000184 |
| Book / Page | 0C6575 / 000243 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 184 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2818 ROLLING GREEN CT BURLINGTON KY 410057889, BURLINGTON, KY 41005-7889 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,945.00 (+1.34%) | $193,900 (-) Land $20,000 Building $173,900 | $193,900 (-) Land $20,000 Building $173,900 |
| 2023 | $2,906.00 | $193,900 Land $20,000 Building $173,900 | $193,900 Land $20,000 Building $173,900 |
451 Spring St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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