438 Spring St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 438 Spring St, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage972 sqft Finished Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2019)
Tax Bill$1,971.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-21-116.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area972 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 1923
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0043021116.00
Street Address438 SPRING ST
CityELSMERE
StateKY
Zip41018-2357
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 471-472
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number471-472
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-116.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address438 SPRING ST, ELSMERE, KY 41018-2357
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2019 · Amount on Record
Deed SaleDec 05, 2019 · Amount on Record
Prior SaleOct 18, 2004 · Amount on Record
Deed Doc Number0006819116
Deed Book / Page6819 / 116
Record RefreshedJun 08, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 05, 2019
Property Address438 SPRING ST, ELSMERE, KY 41018-2357
Document Number0000000118
Book / Page0C6819 / 000116
Instrument DateNov 27, 2019
Instrument118
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyNORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 SPRING ST ELSMERE KY 410182357, ELSMERE, KY 41018-2357

Mortgage

Document Number119
DateDec 05, 2019
Book Page0C6819/000119
Instrument119
Lender
NamePOLARIS HM FNDG
TypeFunding / Finance Company
AddressGRANDVILLE, MI 49418
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 04, 2049

Mortgage

Document Number120,
DateDec 05, 2019
Book Page0C6819/000136
Instrument120
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term120 Months
DueDec 04, 2029

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,971.00 (+1.34%)$129,800 (-) Land $20,000 Building $109,800$129,800 (-) Land $20,000 Building $109,800
2023$1,945.00$129,800 Land $20,000 Building $109,800$129,800 Land $20,000 Building $109,800

Nearby Properties on Spring St

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