434 Spring St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 434 Spring St, Elsmere, KY 41018 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage848 sqft Finished Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$138,000 (2018)
Tax Bill$2,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN004-30-21-116.01

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area848 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0043021116.01
Street Address434 SPRING ST
CityELSMERE
StateKY
Zip41018-2357
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOTS 469 & 470
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number469-470 470
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2001
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-116.01

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address434 SPRING ST, ELSMERE, KY 41018-2357
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SUCCESS MORTGAGE PARTNERS INC
Sep 12, 2018Grant Deed, Transfer
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2018 · Amount on Record
Deed SaleSep 12, 2018 · Amount on Record
Deed Doc Number0006499343
Deed Book / Page6499 / 343
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address434 SPRING ST, ELSMERE, KY 41018-2357
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900173
DateMar 08, 2022
Book Page345/654
Instrument22030805900173
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term362 Months
DueMay 01, 2052

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 12, 2018
Property Address434 SPRING ST, ELSMERE, KY 41018-2357
Document Number0000000140
Book / Page0C6499 / 000343
Instrument DateAug 31, 2018
Instrument140
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyMATTINGLY-FORD TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$138.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address453 SPRING ST ELSMERE KY 41018, ELSMERE, KY 41018

Mortgage

Document Number142
DateSep 12, 2018
Book Page006499/000346
Instrument142
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressCINCINNATI, OH 45247
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2048

Mortgage

Document Number144,
DateSep 12, 2018
Book Page0C6500/000001
Instrument144
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term60 Months
DueSep 11, 2023
Interest
Rate12%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,273.00 (-0.48%) Disabled Person's exemption$198,800 (-) Land $20,000 Building $178,800$198,800 (-) Land $20,000 Building $178,800
2023$2,284.00 Disabled Person's exemption$198,800 Land $20,000 Building $178,800$198,800 Land $20,000 Building $178,800

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