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446 Sharpsburg Loop, Pensacola, FL 32503 Property Records

Escambia County property record for 446 Sharpsburg Loop, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,449 sqft · built 2005
Lot Size0.374 acres (16,291 sqft)
OwnerCompany Name on Record
Last Sale$279,000 (Sep 2018)
Tax Bill$215 (2024)
Deeds & MortgagesApr 2021 Transfer
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-1S-30-7130-005-003

Property Details

APN / Parcel Number

Primary APN35-1S-30-7130-005-003
Alternative APNs
  • 040492306
  • 40492306

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,449 sqft Living Area
Gross Area2,890 sqft
1st Floor Area2,449 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialOther
Lot Area16,291 sqft (0.374 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area56 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number40492306
Street Address446 SHARPSBURG LOOP
CityPENSACOLA
StateFL
Zip32503-7171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionLT 5 BLK C BRIDGEWOOD S/D PB 18 P 5 OR 7967 P 994 OR 8036 P 1184 OR 8516 P 915 OR 9246 P 571 OR 9251 P 1861
Legal Range30W
Legal Township01S
Legal Section35
Legal SubdivisionBRIDGEWOOD S/D
Legal BlockC
Legal Lot Number5
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group2
Census Block2003
Census Tract1402

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address446 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Intrafamily Transfer, Transfer
Mar 3, 2021Deed of Trust, Mortgage · VA Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Sep 14, 2018Warranty Deed, Transfer · VA Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Prior SaleDec 8, 2005 · Amount on Record
Deed Document Number201873982
Deed Book / Page7967 / 994
Last Transfer DateJan 3, 2025
Transfer Doc0092511861
Record UpdatedJun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionESCAMBIA FL
Recording DateApr 26, 2021
Property Address446 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Document Number0085160915
Book / Page8516 / 915
Map ReferenceMB 18 PG 5
Instrument DateApr 14, 2021
Instrument2021045366
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address446 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address446 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address446 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171

Mortgage

Document Number0084751580
DateMar 3, 2021
Book Page8475/1580
Instrument2021022741
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateSep 14, 2018
Property Address446 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Document Number0079670994
Book / Page007967 / 000994
Instrument DateSep 11, 2018
Instrument73982
Transaction TypeTransfer
Record UpdatedOct 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,953.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address446 SHARPSBURG LOOP PENSACOLA FL 325037171, PENSACOLA, FL 32503-7171

Mortgage

Document Number79671001
DateSep 14, 2018
Book Page007967/001001
Instrument73985
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressGULF BREEZE, FL 32561
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219,309 (+5.99%)$341,379 (+4.59%) Land $50,000 Building $291,379
2024$215.00 (+3.86%)
2023$207.00 Additional exemption filed$206,922 (+3%)$326,382 (+16.78%) Land $50,000 Building $276,382
2022$207.00 Homeowner's exemption Widower's exemption$200,896$279,486 Land $30,000 Building $249,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims9 (1978–2020)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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