439 Sharpsburg Loop, Pensacola, FL 32503 Property Records

Escambia County property record for 439 Sharpsburg Loop, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,762 sqft · built 2005
Lot Size	0.406 acres (17,703 sqft)
Owner	2 Company Names on Record
Last Sale	$149,000 (Sep 2005)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-1S-30-7130-006-001`

Property Details

APN / Parcel Number

Primary APN	`35-1S-30-7130-006-001`
Alternative APNs	`040492172` `40492172`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,762 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	17,703 sqft (0.406 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40492172
Street Address	439 SHARPSBURG LOOP
City	PENSACOLA
State	FL
Zip	32503-7193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 6 BLK A BRIDGEWOOD S/D PB 18 P 5 OR 5737 P 1125 OR 6088 P 624
Legal Range	30W
Legal Township	01S
Legal Section	35
Legal Subdivision	BRIDGEWOOD S/D
Legal Block	A
Legal Lot Number	6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2001
Census Tract	1402

Owner

Source: Escambia County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	439 SHARPSBURG LOOP, PENSACOLA, FL 32503-7193
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2005 · Amount on Record
Deed Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	2005424537
Deed Book / Page	5737 / 1125
Last Transfer Date	Dec 13, 2006
Transfer Doc	0060880624
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 23, 2026
Property Address	439 SHARPSBURG LOOP, PENSACOLA, FL 32503-7193
Document Number	0000073922
Book / Page	9555 / 220
Instrument Date	Sep 18, 2026
Instrument	202673922
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	439 SHARPSBURG LOOP, PENSACOLA, FL 32503-7193

Mortgage

Document Number	0000073922,
Date	Sep 23, 2026
Book Page	9555/220
Instrument	202673922

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (+20.98%) Homeowner's exemption Senior Citizen's exemption	$136,004 (+5.99%)	$265,271 (+4.36%) Land $50,000 Building $215,271
2024	$996.00 (+2.68%)
2023	$970.00 (+3.97%) Homeowner's exemption Senior Citizen's exemption	$128,323 (+3%)	$254,190 (+18.6%) Land $50,000 Building $204,190
2022	$933.00 Homeowner's exemption Senior Citizen's exemption	$124,586	$214,320 Land $30,000 Building $184,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20