433 Sharpsburg Loop, Pensacola, FL 32503 Property Records

Escambia County property record for 433 Sharpsburg Loop, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 2005
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Owner Names on Record
Last Sale	$188,500 (Sep 2005)
Tax Bill	$1,698 (2024)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-1S-30-7130-005-001`

Property Details

APN / Parcel Number

Primary APN	`35-1S-30-7130-005-001`
Alternative APNs	`040492170` `40492170`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,501 sqft Adjusted Area
1st Floor Area	2,181 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,631 sqft (0.267 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40492170
Old Parcel Number	040492170
Street Address	433 SHARPSBURG LOOP
City	PENSACOLA
State	FL
Zip	32503-7193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 5 BLK A BRIDGEWOOD S/D PB 18 P 5 OR 5725 P 1691
Legal Range	30W
Legal Township	01S
Legal Section	35
Legal Subdivision	BRIDGEWOOD S/D
Legal Block	A
Legal Lot Number	5
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2001
Census Tract	1402

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	433 SHARPSBURG LOOP, PENSACOLA, FL 32503-7193
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2005 · Amount on Record
Deed Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	2005418356
Deed Book / Page	5725 / 1691
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	433 SHARPSBURG LOOP, PENSACOLA, FL 32503-7193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078521392
Date	Feb 12, 2018
Book Page	7852/1392
Instrument	2018011062

Lender

Name	COMPASS BANK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,899 (+5.99%)	$320,747 (+4.54%) Land $50,000 Building $270,747
2024	$1,698.00 (+1.68%)
2023	$1,670.00 (+2.77%) Homeowner's exemption Veteran's exemption	$155,585 (+3%)	$306,811 (+17.18%) Land $50,000 Building $256,811
2022	$1,625.00 Homeowner's exemption Veteran's exemption	$151,054	$261,819 Land $30,000 Building $231,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20