426 Sharpsburg Loop, Pensacola, FL 32503 Property Records

Escambia County property record for 426 Sharpsburg Loop, Pensacola, FL 32503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2005
Lot Size	0.371 acres (16,169 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2022)
Tax Bill	$3,075 (2024)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-1S-30-7130-004-003`

Property Details

APN / Parcel Number

Primary APN	`35-1S-30-7130-004-003`
Alternative APNs	`040492304` `40492304`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	2,016 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	16,169 sqft (0.371 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40492304
Street Address	426 SHARPSBURG LOOP
City	PENSACOLA
State	FL
Zip	32503-7171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 4 BLK C BRIDGEWOOD S/D PB 18 P 5 OR 8812 P 490 OR 9168 P 765
Legal Range	30W
Legal Township	01S
Legal Section	35
Legal Subdivision	BRIDGEWOOD S/D
Legal Block	C
Legal Lot Number	4
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	1402

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	426 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	202265702
Deed Book / Page	8812 / 490
Last Transfer Date	Jul 1, 2024
Transfer Doc	0091680765
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	426 SHARPSBURG LOOP, PENSACOLA, FL 32503-7171
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5900 DUCHESS RD, PENSACOLA, FL 32503-7522

Mortgage

Document Number	0088120492
Date	Jun 27, 2022
Book Page	8812/492
Instrument	2022065703

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,324 (+5.99%)	$294,358 (+4.46%) Land $50,000 Building $244,358
2024	$3,075.00 (+1.05%)
2023	$3,043.00 (-4.16%) Homeowner's exemption	$254,111 (+7.05%)	$281,780 (+18.71%) Land $50,000 Building $231,780
2022	$3,175.00	$237,373	$237,373 Land $30,000 Building $207,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20